We’re working hard to create a culture of safety in your business and personal endeavors in Central Illinois.
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As an independent agency, we are here to help you find the right coverage.
The Advantage of an Independent Agency Working for You
What makes our independent agency different?
- We represent multiple insurance companies.
- We are licensed insurance advisors.
- We are by your side every step of the way.
- We offer a wide variety of insurance solutions.
- We are there for you in your time of need.
Find Out How
Hecht-Stout Insurance Agency
Hecht-Stout Insurance is one of central Illinois’ oldest independent, locally-owned insurance agencies, providing exceptional insurance services to individuals, families, and businesses since 1956.
We have the advantage of making our clients our top priority.
Large national brokers may offer a vast array of products, but you are number, not a name. Small brokerage firms can offer personal service, but many lack the depth of products and services to handle tough problems. At Hecht-Stout Insurance, we will customize the best insurance package using the widest range of companies and products along with unmatched service to meet your needs.
Our team of brokers is comprised of seasoned professionals, who take a personal interest in meeting your needs. We are backed by the negotiating power and support services of an efficient system that has been serving clients throughout central Illinois successfully for over six decades. Read more about us!
Community Focused
We give back to our community and get involved with the charities we support.
Clients Come First
We go the extra mile to exceed your expectations, no matter what you need.
Experienced Agents
With extensive experience, we understand what it takes to bring you quality coverage.
Minimizing risks for your best protection.
Hecht-Stout Insurance offers general liability, fleet, and employee risk control services that can help you continuously improve workplace safety, mitigate injury and illness, and reduce costs. Our risk control services focus on four major objectives:
- Minimizing and Eliminating Your Total Cost of Risk
- Applying Expertise
- Developing Sustainable Solutions
- Providing a Multi-Channel Delivery Approach
Asset protection and retention to protect you best.
Advanced business planning can assist you in answering the tough questions associated with recruiting, retaining, or replacing key employees who are critical to the success of your business. Our asset protection services focus on five major objectives:
- Guaranteed products and plan designs
- Key employee benefits solutions for your business
- Business continuation to protect you and your team
- Disability protection in the event of an injury
- Business overhead protection to cover you during misfortune
Asset protection and retention to protect you best.
Advanced business planning can assist you in answering the tough questions associated with recruiting, retaining, or replacing key employees who are critical to the success of your business. Our asset protection services focus on five major objectives:
- Guaranteed products and plan designs
- Key employee benefits solutions for your business
- Business continuation to protect you and your team
- Disability protection in the event of an injury
- Business overhead protection to cover you during misfortune
The Solution To Your Insurance Needs
Providing a variety of business insurance, employee benefits, and personal insurance solutions is what Hecht-Stout Insurance Agency does best.
Business Insurance
Coverage and risk management solutions for companies of all sizes.
Employee Benefits
Coverage that can help attract, retain, and protect your team.
Personal Insurance
Trusted advice and insurance solutions to protect what matters most.
“Hecht-Stout's staff has always more than met our expectations. We so appreciate the excellent service they have given us over the years”
Jill C.Peoria, IL
“We recently suffered damage to our medical practice’s entire computer data system. Hecht-Stout Insurance stepped in and was right there for us when we needed them the most.”
M. B., Practice ManagerTazewell County, IL
Real clients. Real reviews. Real coverage.
“Gregory Gerontes and his team are exceptional. They are very kind, professional, and go out of their way to meet your needs. I would highly recommend Gregory for all of your insurance.”
– Robert Adams
Interactive Graphic
Click it. Read it. Cover it.
Get a glimpse of the risks you face and how your insurance can protect what matters most.
Bodily Injury Liability Coverage
Risk Factor
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Solution
Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.
Property Damage Coverage
Risk Factor
When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else’s property. Usually this means damage to someone else’s car, but it can really be any property damaged by your vehicle.
Solution
Property damage coverage protects you if your car damages someone else's property, such as another car, a fence, or building front. When choosing your property damage liability limits, you should consider all of your assets, including your home and future earnings because if you don't have enough coverage to protect all of your assets, those assets could be at risk if you're liable for damages that exceed your coverage limit. Consider having a higher limit of liability coverage – it may help you avoid having to pay out-of-pocket after an at-fault accident.
Medical Payments Coverage
Risk Factor
Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it’s not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health care plan.
Solution
Medical payments coverage can help cover all reasonable medical expenses and funeral expenses of covered drivers and passengers after an accident, regardless of fault. In most states, it's an optional addition to your car insurance policy.
Uninsured / Underinsured Motorist Damage Coverage
Risk Factor
What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, takes off? According to the Insurance Research Council, this happens more than you might expect. In fact, it is estimated that one in seven drivers go uninsured, leaving you to pay out-of-pocket for damages and medical expenses not covered by the other driver.
Solution
Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.
Physical Damage Coverage
Risk Factor
Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.
Solution
Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.
Transportation Expenses / Rental Coverage
Risk Factor
When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.
Solution
Transportation expenses/rental coverage is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.
Auto Insurance 101
Make sure you cover the unique risks you face with auto insurance.
Click on the hotspots.
Discover your risks.
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Not what you’re looking for?
Find even more interactive graphics for personal insurance, business owners insurance, employee benefits, and life insurance.
Contact Hecht-Stout Insurance Agency
As an independent agency, we are here to help you find the right coverage.
Dunlap, IL
1715 Woodside Drive
Dunlap, IL 61525
Our services extend to businesses and individuals throughout the Greater Peoria, IL area.
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