Keeping you covered

Employee Benefits by Hecht-Stout Insurance Agency

Don't leave everything to chance; keep yourself protected with an insurance

64 years in business

100% customer satisfaction

4 knowledgeable advisors to help you

85+ coverage options to choose from

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Employee Benefits provided by Hecht-Stout Insurance Agency .

You’ve taken a big risk by starting your own business. Let us help you protect and grow that business with insurance customized to help meet your needs. We at Hecht-Stout Insurance Agency will assess your business and provide cost-effective solutions that keeps your business protected.

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Group Health

Group health insurance is often the top priority of employees since individual health insurance can be costly. It’s a large expense for employers, second only to payroll.

 
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Group Dental

Providing dental insurance can provide great benefits to your employees and to you as an employer.

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Group Vision

Want to save your employees money and ensure they have access to important health care? Then you’ll need vision insurance.

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Critical Illness

With millions of employees now in high-deductible health plans, they are even more susceptible to high out-of-pocket costs.

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Disability

Disability insurance protects your employees in the event they are unable to work for a period of time.

 
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Life & Accidental Death

Unlike Workers’ Compensation, which covers only work-related accidents, AD&D insurance applies wherever covered accidents happen, such as at home or on the road for your employees.

 
Employment Practice Liability Insurance
Group Voluntary benefits

Voluntary benefits allow employers to offer more extensive coverage without added costs, which helps them save on taxes and draw in talent.

Medical Office Insurance
Group Long term Care

It might be hard to imagine now, but chances are you’ll need some help taking care of yourself later in life.

Business Owners Policy
401 k

A 401(k) is one of the most common retirement investment options offered by employers in the United States today. It’s not surprising why.

Commercial Property Insurance
Group Accident

Everyday, the average worker faces an unknown risk of injury or illness on their job.

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Flexible spending Account

Flexible spending accounts (FSAs) are another type of employee benefit, in this case, solely designed to save employees money through pre-tax savings on eligible healthcare expenses.

Cyber Liability
Employee Assistance Plan

Because every construction project is unique, each builder’s risk policy is different.

 

Lets know more about Employee Benefits? Visit us to understand better

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.

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