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Comprehensive RV Insurance with 
Hecht-Stout Insurance Agency

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Hecht-Stout Insurance Agency/ rv insurance

RV Insurance in Dunlap

Protect your motorhome, camper, travel trailer, and even horse trailer with RV insurance. Hecht-Stout Insurance Agency, located in Dunlap, Illinois, can help you choose the right coverage for your RV needs at a competitive price.

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Bodily injury
Vacation liability
Towing & labour
Roadside assistance
Uninsured motorist

Bodily injury Coverage

Risk Factors

If you cause an accident with your RV and someone is injured, you need to pay for their loss.

Solution

This coverage can help pay their medical bills and loss of income. Most states require liability coverage.

Vacation liability Coverage

Risk Factors

You are on vacation, and an accident occurs on your premises, causing substantial damage.

Solution

Vacation liability protects you if an accident happens on the premises while the RV is being used as a temporary residence. Some companies provide up to $10,000 in coverage with any pleasure-use RV with physical damage coverage under both comprehensive and collision coverages.

Towing & labour Coverage

Risk Factors

Your RV breaks down, and you are in immediate need of towing, so you will reach a Garage repair shop easily.

Solution

It covers towing and labor and trip interruption expenses such as lodging, transportation, and meals.

Roadside assistance Coverage

Risk Factors

You may fall in need of fuel, a tire change, a jumpstart, or a tow while traveling.

Solution

Get 24/7 emergency help if you need fuel, a tire change, a jumpstart, or a tow. Roadside Assistance also covers trip interruption expenses when you’re more than 50 miles away from home.

Uninsured motorist Coverage

Risk Factors

Drivers who don’t have liability insurance or lack the money to pay for injuries and damages they cause to you, your passengers, or your RV can put you into liabilities.

Solution

This RV coverage helps protect you against drivers who don’t have liability insurance or lack the money to pay for injuries and damages they cause to you, your passengers, or your RV. This coverage may also protect you from covered hit-and-run accidents.

Recreational Vehicle Insurance

RVs used for personal and recreational purposes can be insured for up to 250 days per year, providing ample time for traveling to warmer winter weather or taking an extended vacation.

Liability coverage protects property damage, bodily injury, uninsured coverage, medical payments, and other related expenses. Coverage varies by state.

In the case of a total loss covered, you have a choice of how your Comprehensive and Collision coverage will be resolved. These choices include:

  • Agreed Value: The insured sum, independent of the RV's current market value.
  • Stated Value: The market value or real cash worth of the RV
  • Substitution Cost: Trade in your insured RV for a new vehicle most closely resembles it.

When you stop driving and begin living temporarily in your RV, you should think about getting Vacation Liability insurance. Some policies may include additional coverage for physical damage in Mexico.

When physical damage coverage is selected, Personal Effect Coverage offers replacement costs for damage or loss to items typically used with your RV.

Many insurance companies cover you for roadside assistance in case of an accident or breakdown, so round the clock. Some policies even offer lodging, transportation, and meal coverage upgrades if needed.

Check if customer assistance is available 24/7 to answer all your insurance questions. In the event of a loss, our insurance companies have skilled claims teams ready to get your RV repaired and back on the road.

Additional coverage options include accident forgiveness, pet coverage, diminishing deductible, and more.

Discounts may assist in reducing your premium. Find out if you are eligible for package savings, original owners, safe drivers, and more.

You can reduce costs by getting insurance for a variety of goods from a single provider—such as your house, motorbikes, vehicles, vintage automobiles, and boats.

Your insurance needs are handled locally by Hecht-Stout Insurance Agency. We provide dependable, reasonably priced insurance options from several providers.

How to Get Started on Your RV Quote

To get started on your quote, visit our office at: 1715 Woodside Drive Dunlap, IL 61525
We'll make the process simple!

Already have RV Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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Hecht-Stout Insurance Agency Dunlap, IL
We extend coverage to individuals and businesses in Dunlap, IL and surrounding areas.
1715 Woodside Drive Dunlap, IL 61525
reports@hechtstout.com
309-693-3388
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